Independent home insurance broker · Utah

Your local home insurance agent. We compare the carriers for you.

5.0 on Google from 690+ reviews

10+ top-rated carriers
Coverage built for Utah homes
Bundle with auto in one place
5,000+ policies placed since 2014

Compare my home quotes Call (801) 459-4083

Compare home insurance quotes

Same-day quotes from a local advisor.

Thanks, we've got it

A Stone Ridge advisor will compare your options and call you to walk through them.

5.0on Google from 690+ reviews

5,000+policies placed for our clients

Since 2014protecting Utah families

10+top-rated carriers compared

Some of the 10+ carriers we quote

Reviews

Rated 5.0 on Google from 690+ reviews

Families across Davis and Salt Lake County trust us with their cover, and they say so on Google.

Clients name our advisors

These are the people you talk to. Our clients mention them by name in their Google reviews, again and again.

Compare my home quotes or call (801) 459-4083

Why use a broker

Why an independent home insurance agent beats calling one company

A single insurance company can only quote you its own policy. As an independent broker, we compare 10+ top-rated carriers and show you the right cover for your home, your belongings and your budget.

Calling one company

One price, take it or leave it

They can only sell you their own policy
You shop around and compare on your own
At claim time, you deal with a call center

Calling Stone Ridge

10+ carriers, one advisor

We compare top-rated carriers side by side
We work for you, not for one insurance company
A local advocate by your side if you ever claim

Compare my home quotes or call (801) 459-4083

How it works

Three steps. We do the heavy lifting.

Switching is easier than most people expect. Your advisor handles it from the first quote to the new policy.

Tell us what you need

Share a few details about your home on the form or by phone. Your current policy helps, but it is not required.

We shop the market

Your advisor compares coverage and price from 10+ top-rated carriers and gets your quotes back the same day, explained in plain English.

You choose, we switch it

Pick the policy you like. We set it up, help you move over from your old one, and re-shop it for you at renewal.

A family home below the Wasatch mountains in Utah

Home coverage

Home insurance that fits the way you live

Your advisor checks the details that matter, so there are no surprises when you need to claim.

Your home
Cover to repair or rebuild your house after fire, wind, hail and other covered damage.
Your belongings
Protection for furniture, electronics, clothes and the things that make it home.
Personal liability
Cover if someone is hurt at your home or you accidentally damage someone else's property.
Condo and renters
Cover for your unit, your belongings and your liability, whether you own a condo or rent.
Earthquake options
Most standard home policies do not cover earthquakes. Ask us to include earthquake options in your comparison.
Landlord and rental property
Cover for the homes and rentals you own as investments.
Personal umbrella
Extra liability protection on top of your home and auto policies.

Your local team

Real advisors in Bountiful, not a call center

Mason Crapo, founder of Stone Ridge Insurance Group

"Trust is earned. We build lasting relationships through honest advice, clear communication, and a commitment to doing what's right for our clients."

Mason CrapoFounder & Principal Advisor, protecting Utah families since 2014

Where we help

Home insurance for families across Utah

Our office is in Bountiful, and we look after homeowners and families across Utah.

Bountiful Centerville Farmington Kaysville Layton Woods Cross West Bountiful North Salt Lake Salt Lake City Davis County Salt Lake County

Stone Ridge Insurance Group

106 West 500 South, Suite 100
Bountiful, UT 84010

Monday to Friday, 9am to 5pm

(801) 459-4083

Compare my home quotes

Questions

Home insurance questions, answered

What does a home insurance broker do?

An independent broker works for you, not for one insurance company. We compare coverage and price from 10+ top-rated carriers, explain the differences, and help you choose the policy that protects your home properly.

Why not just go straight to an insurance company?

One company can only offer its own policy at its own price. We compare many at once, so you see your options side by side without calling around yourself.

Does home insurance cover earthquakes in Utah?

Most standard home policies do not include earthquake damage. Ask your advisor to add earthquake options to your comparison so you can decide with the full picture.

Does home insurance cover flooding?

Standard home policies do not cover flood damage. Ask your advisor to look at flood options as part of your comparison.

Do you insure condos and renters too?

Yes. We compare condo and renters insurance as well as cover for houses.

Can you insure my rental property?

Yes. We cover landlord and rental properties as well as the home you live in.

Can I bundle my home and auto insurance?

Yes. Many carriers reward bundling, and you get one agency and one advisor for both policies.

What happens if I need to make a claim?

You call us. We act as your advocate and guide you through the claims process from beginning to end.

Does it cost anything to get quotes from you?

No. Comparing quotes and getting advice from a Stone Ridge advisor costs you nothing, and there is no obligation to switch.

Where are you based?

Our office is at 106 West 500 South, Suite 100, in Bountiful, Utah. We are open Monday to Friday, 9am to 5pm, and we help families across Davis County, Salt Lake County and the rest of Utah. Call (801) 459-4083.

Make sure your home is covered right.

Talk to a local advisor who compares the carriers for you.