Independent auto insurance broker · Utah

Your local auto insurance agent. We compare the carriers, you choose.

5.0 on Google from 690+ reviews

10+ top-rated carriers
One local advisor, start to finish
We handle the switch for you
5,000+ policies placed since 2014

Compare my auto quotes Call (801) 459-4083

Compare auto insurance quotes

Same-day quotes from a local advisor.

Thanks, we've got it

A Stone Ridge advisor will compare your options and call you to walk through them.

5.0on Google from 690+ reviews

5,000+policies placed for our clients

Since 2014protecting Utah families

10+top-rated carriers compared

Some of the 10+ carriers we quote

Reviews

Rated 5.0 on Google from 690+ reviews

Families across Davis and Salt Lake County trust us with their cover, and they say so on Google.

Clients name our advisors

These are the people you talk to. Our clients mention them by name in their Google reviews, again and again.

Compare my auto quotes or call (801) 459-4083

Why use a broker

Why an independent car insurance agent beats calling one company

A single insurance company can only quote you its own price. As an independent broker, we put 10+ top-rated carriers side by side and show you which one fits your cars, your drivers and your budget.

Calling one company

One price, take it or leave it

They can only sell you their own policy
You shop around and compare on your own
At claim time, you deal with a call center

Calling Stone Ridge

10+ carriers, one advisor

We compare top-rated carriers side by side
We work for you, not for one insurance company
A local advocate by your side if you ever claim

Compare my auto quotes or call (801) 459-4083

How it works

Three steps. We do the heavy lifting.

Switching is easier than most people expect. Your advisor handles it from the first quote to the new policy.

Tell us what you need

Share your drivers and vehicles on the form or by phone. Your current declarations page helps, but it is not required.

We shop the market

Your advisor compares coverage and price from 10+ top-rated carriers and gets your quotes back the same day, explained in plain English.

You choose, we switch it

Pick the policy you like. We set it up, help you move over from your old one, and re-shop it for you at renewal.

A young family outdoors in the evening sun

Auto coverage

Car insurance built around your drivers

Your advisor explains every option in plain English, so you know exactly what you are paying for.

Liability coverage
Protection if you are at fault for injuring someone or damaging their property.
Collision and comprehensive
Repairs to your own car after an accident, hail, theft, a deer strike or a cracked windshield.
Uninsured motorist
Cover for you and your passengers when the other driver has little or no insurance.
New and teen drivers
Adding a young driver? We compare carriers to find the best way to cover them.
RVs, boats and toys
Cover for the trailers, side-by-sides and boats that come out on Utah weekends.
Bundle with home
Keep home and auto with one agency and one advisor who knows both policies.

Your local team

Real advisors in Bountiful, not a call center

Mason Crapo, founder of Stone Ridge Insurance Group

"Trust is earned. We build lasting relationships through honest advice, clear communication, and a commitment to doing what's right for our clients."

Mason CrapoFounder & Principal Advisor, protecting Utah families since 2014

Where we help

Auto insurance for drivers across Utah

Our office is in Bountiful, and we look after drivers and families across Utah.

Bountiful Centerville Farmington Kaysville Layton Woods Cross West Bountiful North Salt Lake Salt Lake City Davis County Salt Lake County

Stone Ridge Insurance Group

106 West 500 South, Suite 100
Bountiful, UT 84010

Monday to Friday, 9am to 5pm

(801) 459-4083

Compare my auto quotes

Questions

Auto insurance questions, answered

What does an auto insurance broker do?

An independent broker works for you, not for one insurance company. We compare coverage and price from 10+ top-rated carriers, explain the differences, and help you choose the policy that fits your cars and drivers.

Why not just go straight to an insurance company?

One company can only offer its own policy at its own price. We compare many at once, so you see your options side by side without calling around yourself.

What do I need to get an auto quote?

The names and dates of birth of your drivers, and the year, make and model of each vehicle. Your current declarations page helps us compare like for like, but it is not required.

What car insurance does Utah require?

Utah law requires liability cover plus personal injury protection (PIP), which pays medical costs no matter who caused the accident. The legal minimums are rarely enough to protect you properly, so your advisor will show you the minimum and stronger options side by side.

Will you help me switch from my current insurer?

Yes. Once you choose, your advisor sets up the new policy and walks you through moving over from your old one, start to finish.

Can you insure my RV, boat or trailer too?

Yes. We cover RVs, boats and recreational vehicles alongside your everyday cars.

What happens if I need to make a claim?

You call us. We act as your advocate and guide you through the claims process from beginning to end.

Does it cost anything to get quotes from you?

No. Comparing quotes and getting advice from a Stone Ridge advisor costs you nothing, and there is no obligation to switch.

Where are you based?

Our office is at 106 West 500 South, Suite 100, in Bountiful, Utah. We are open Monday to Friday, 9am to 5pm, and we help families across Davis County, Salt Lake County and the rest of Utah. Call (801) 459-4083.

Ready to see what you could save on car insurance?

Talk to a local advisor who compares the carriers for you.